SAVE MONEY MANAGER EX HOW TO

protects against financial bottlenecks.stimulates thinking about consumer behavior.gives control over income and expenses.Most people often only have the big expenses in mind, such as rent, insurance, cell phone contracts and the like. If you deduct these items from your wages, there should actually be enough money left for the rest of the month. But it is often not the case. Simply because they don’t have all of the small issues in view. So it really makes sense to keep a budget book. It: In a household book, the income and expenditure are compared each month so that you can keep an eye on your financial situation at all times and at the end of the month you can also see where there is still potential for savings. Because first write down every single coffee that you get on the way, you will certainly be wide-eyed when you see how much it has cost you at the end of the month. Sounds old fashioned? That may be, but you don’t believe how many people get scared when they first make a household budget book and see in black and white how much money they spend (sometimes wastefully). So a budget book only brings advantages. When the month begins and the wages are transferred, it usually looks really good on the account. But then the shock: already in the middle of the month money is running out. And this happens not only to people who earn on average, but also to those who earn relatively much. If you don’t keep an eye on your money, you tend to spend far too much. The result: at the end of the month you have to skimp what it takes so that you don’t stand with an empty wallet at the end of the month.īut why are so many people so stressed at all? After all, it’s pretty easy to keep an eye on your money and manage so well throughout the month. All you have to do is keep a budget book.

SAVE MONEY MANAGER EX HOW TO

How do you make a household budget book? Our guide explains how to set up a budget book and tools that will help you keep it simple and accurate.įind more personal finance guides, tips and advice.ĭoes your financial situation always seem complicated? Then you should start keeping a budget book. So you can see where the money goes and where you can save.

Save money manager ex